> This page is for Consumer.

> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://citi-demo.ferndocs.com/consumer/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://citi-demo.ferndocs.com/consumer/_mcp/server.

# Landing Page

Developer Platform

Build the future of personal banking.

Citi's Consumer APIs give you secure, real-time access to the products people use every day — accounts, cards, payments, and lending. Create the banking experiences your customers love, in days not quarters.

[Get started](/consumer/api-docs/get-started/introduction)

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All systems operational SOC 2 Type II · PCI DSS v2026.04 · Apr 23

Accounts Money Movement Customer Onboarding

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\{\

  "accountGroupSummary": \[\

    \{\

      "accountGroup": "CREDIT",\

      "accounts": \[\

        \{\

          "creditCardAccountSummary": \{\

            "productName": "Citibank Platinum Visa",\

            "productCode": "0071_VC301",\

            "accountNickname": "TRAVEL CARD",\

            "displayAccountNumber": "XXXXXXXXXXXX0364"\

          }\

        }

POST /v1/money-movement/transfers \
\


\{\

  "transferType": "ACH_SAME_DAY",\

  "amount": \{\

    "value": 12500.00,\

    "currency": "USD"\

  },\

  "debtor": \{ "accountId": "acct_884201" },\

  "creditor": \{\

    "routingNumber": "021000089",\

    "accountNumber": "XXXXXXXX7721"\

  },\

  "executionDate": "2026-04-23"\

}

GET /v1/customers/me \
\


\{\

  "customerId": "cus_01HZ8A2F",\

  "name": \{\

    "first": "Alex",\

    "last""Rivera"\

  },\

  "preferredChannel": "MOBILE_PUSH",\

  "segments": \[ "PRIVATE_CLIENT", "TRAVEL" ],\

  "kycStatus": "VERIFIED"\

}

POST /v1/onboarding/applications \
\


\{\

  "product": "CHECKING_ACCESS",\

  "applicant": \{\

    "legalName": "Jordan L. Chen",\

    "dateOfBirth": "1991-06-14",\

    "taxId": "XXX-XX-4411"\

  },\

  "fundingSource": "EXTERNAL_ACH",\

  "consent": \{ "eSign": true, "disclosures": true }\

}

Account Services

In Production

Access checking and savings balances, transactions, and statements, and enroll customers in real-time alerts.

View doc

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Spending · This month

As of MM/DD/YYTransactionsDaily

⋯

\$2,841.55

Available

\$1,204.32

Spent