> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://citi-demo.ferndocs.com/enterprise/_mcp/server.

# Merchant


## API Docs

- Merchant [Documents upload for verification](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/documents-upload-for-verification.md)
- Merchant [Submit the request for certification](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/submit-the-request-for-certification.md)
- Merchant [Retrieve Linked Accounts](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/retrieve-linked-accounts.md)
- Merchant [Link a wallet to user account](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/link-a-wallet-to-user-account.md)
- Merchant [Retrieve merchant details](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/retrieve-merchant-details.md)
- Merchant [Create merchant](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/create-merchant.md)
- Merchant [Payment initiation](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/payment-initiation.md)
- Merchant [Wallet Activation](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/wallet-activation.md)
- Merchant [Retrieve balances](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/retrieve-balances.md)
- Merchant [Retrieve transactions](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/retrieve-transactions.md)
- Merchant [Foreign Rate Inquiry](https://citi-demo.ferndocs.com/enterprise/enterprises/api-reference/merchant-service/merchant-service/merchant/foreign-rate-inquiry.md)

## OpenAPI Specification

The raw OpenAPI 3.1 specification for this API is available at:
- [OpenAPI JSON](https://citi-demo.ferndocs.com/enterprise/openapi.json)
- [OpenAPI YAML](https://citi-demo.ferndocs.com/enterprise/openapi.yaml)