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Build the future of personal banking.
Citi’s Consumer APIs give you secure, real-time access to the products people use every day — accounts, cards, payments, and lending. Create the banking experiences your customers love, in days not quarters.
All systems operationalSOC 2 Type II · PCI DSSv2026.04 · Apr 23
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{
“accountGroupSummary”: [
{
“accountGroup”: “CREDIT”,
“accounts”: [
{
“creditCardAccountSummary”: {
“productName”: “Citibank Platinum Visa”,
“productCode”: “0071_VC301”,
“accountNickname”: “TRAVEL CARD”,
“displayAccountNumber”: “XXXXXXXXXXXX0364”
}
}
POST/v1/money-movement/transfers
{
“transferType”: “ACH_SAME_DAY”,
“amount”: {
“value”: 12500.00,
“currency”: “USD”
},
“debtor”: { “accountId”: “acct_884201” },
“creditor”: {
“routingNumber”: “021000089”,
“accountNumber”: “XXXXXXXX7721”
},
“executionDate”: “2026-04-23”
}
“transferType”: “ACH_SAME_DAY”,
“amount”: {
“value”: 12500.00,
“currency”: “USD”
},
“debtor”: { “accountId”: “acct_884201” },
“creditor”: {
“routingNumber”: “021000089”,
“accountNumber”: “XXXXXXXX7721”
},
“executionDate”: “2026-04-23”
}
GET/v1/customers/me
{
“customerId”: “cus_01HZ8A2F”,
“name”: {
“first”: “Alex”,
“last""Rivera”
},
“preferredChannel”: “MOBILE_PUSH”,
“segments”: [ “PRIVATE_CLIENT”, “TRAVEL” ],
“kycStatus”: “VERIFIED”
}
“customerId”: “cus_01HZ8A2F”,
“name”: {
“first”: “Alex”,
“last""Rivera”
},
“preferredChannel”: “MOBILE_PUSH”,
“segments”: [ “PRIVATE_CLIENT”, “TRAVEL” ],
“kycStatus”: “VERIFIED”
}
POST/v1/onboarding/applications
{
“product”: “CHECKING_ACCESS”,
“applicant”: {
“legalName”: “Jordan L. Chen”,
“dateOfBirth”: “1991-06-14”,
“taxId”: “XXX-XX-4411”
},
“fundingSource”: “EXTERNAL_ACH”,
“consent”: { “eSign”: true, “disclosures”: true }
}
“product”: “CHECKING_ACCESS”,
“applicant”: {
“legalName”: “Jordan L. Chen”,
“dateOfBirth”: “1991-06-14”,
“taxId”: “XXX-XX-4411”
},
“fundingSource”: “EXTERNAL_ACH”,
“consent”: { “eSign”: true, “disclosures”: true }
}
Account Services
In Production
Access checking and savings balances, transactions, and statements, and enroll customers in real-time alerts.
View doc
Spending · This month
As of MM/DD/YYTransactionsDaily
⋯
$2,841.55
Available
$1,204.32
Spent