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April 15, 2026

Rewards, lending, and an API deprecation

What’s new

  • Rewards — Show ThankYou® Points balances and let customers redeem for cash back, travel, and gift cards.
  • Personal Loans — Pre-qualify customers with a soft credit check and present personalized offers.
  • Home Lending — Estimate payments, check eligibility, and track a mortgage application.

Deprecation notice

The legacy v1 transactions endpoint has been deprecated in favor of the enriched Transactions API, which adds merchant names, categories, and pending activity.

The v1 transactions endpoint will be removed in a future release. Please migrate to the Transactions API before then.